Nau mai ki
Pakuranga & Howick Budgeting Service
PHBS offers free, confidential financial mentoring to support individuals and families across Auckland.
We help you understand your money, create realistic budgets, manage debt, and access the support you’re entitled to. Our service is non-judgemental, practical, and focused on helping you move forward with confidence.
Your first appointment is held in person, with ongoing support available in a way that works for you.
Client Reviews
“Krista was very helpful, she explained everything thoroughly and it was easy for me to understand. She also shared very good tips that can guide me in budgeting my money wisely”
“When I first contacted PHBS I was extremely stressed about my financial situation. I felt helpless. After my first appointment with Krista, I felt like a weight had been lifted off my shoulders. It was such a relief to have some support and guidance. With Krista's help I have managed to pay off several debts and my weekly expenses are now lower. Krista is very down to earth and non-judgemental. She gets it. She doesn't make you feel embarrassed. Just gives you practical advice on how to improve your situation. She has also inspired me with some future goals once I am debt free. “
“Krista made me feel very comfortable with the whole situation I was embarrassed at first but Krista was very kind and thorough I was comfortable to ask questions and I was also able to understand during our first meeting so thank you krista”