https://phbs.org.nz/home daily 1.0 2026-03-16 https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/413b37a4-b41a-488b-9573-d448d3dd87f2/2017-06-09-002021.456412image.jpg Home https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/4249b885-f765-4f68-bbe9-7166b3adcc82/Lottery-Grants-Board-logo-Colour-JPG.jpg Home https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/cb8f28ed-a71b-4b04-be9c-f5bd9ba1752b/FN-Logo-Full-Colour-RGB.jpg Home https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/5d9cfc28-a2a3-43bc-af39-f1edb358843a/AucklandFoundation_logo.png Home https://phbs.org.nz/book daily 0.75 2026-02-03 https://phbs.org.nz/links daily 0.75 2022-05-09 https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/24c06fc7-1d5b-4161-a96f-0ee1026659ec/Calculators+and+money+tools+to+manage+your+finances+%C2%BB+Sorted.jpeg Helpful Links The Money Personality Quiz provides a light-hearted and fun way for you to think about your own strengths and weaknesses when it comes to how you manage your money. It was created by a clinical psychologist. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/0761f594-425d-4e2f-ac09-55676a999ea2/How+to+track+your+money+to+make+a+budget+that+works+%C2%BB+Sorted.jpeg Helpful Links Once we've set our goals, getting a handle on how our money comes in and goes out is the next step to sorting our finances and getting ahead. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/04a4c0fb-64df-40a8-8a37-459201849b67/How+to+start+a+budget+and+why+it%27s+important+%C2%BB+Sorted.jpeg Helpful Links A budget helps us feel in control, instead of just wondering where our money went. It can mean the difference between being able to plan ahead versus always having to go into overdraft between paydays. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/5e6e6a89-49fc-46dc-8a14-96b5b4989c90/How+to+use+Buy+Now%2C+Pay+Later+like+Afterpay%2C+Laybuy+or+Zip+%C2%BB+Sorted.jpeg Helpful Links Are you using Buy Now, Pay Later like Afterpay, Laybuy or Zip? There are a few things to know to make sure you stay on top of your spending. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/1651022989846-M93NC34F3HGH99CX0LUL/Sorted+debt+calculator.png Helpful Links The Sorted Debt Calculator calculator shows you how long it will take to pay off your credit card, hire purchase, or car loan debt, and the total amount of interest you will pay. https://phbs.org.nz/about/us daily 0.75 2026-02-03 https://phbs.org.nz/about/people daily 0.75 2026-02-03 https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/1648697214728-Z7TZDM6JZTF2HKDM8Q3X/image.jpeg Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/1653340293495-SLJ5S6E80B0JMLZAS12I/Ken+for+website.jpg Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/d5b96bb6-c1df-4303-924f-54e767f886b9/Kirsten.jpg Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/a33e84b0-5d98-4d91-8183-15661fd7be22/Nic+and+Jack+head.jpg Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/cf8cc4d7-ca17-4a85-a854-80cc4b8f7a79/Picture2.png Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/08c7dff6-93e9-49b0-a5bb-60a18d3e503c/Glenn.jpg Our People https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/8fc087d5-1467-484f-92e7-c524026e4328/Team+Pic.jpg https://phbs.org.nz/about/supporters daily 0.75 2026-02-02 https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/faa988b8-137c-49be-bacd-17e5088ade88/Howick-LB-logo-.png Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/5d9cfc28-a2a3-43bc-af39-f1edb358843a/AucklandFoundation_logo.png Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/9f425ffe-7dc9-4945-a019-07bf30549b58/PCL-Logo-CMYK-High-Res.jpg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/e0f63185-ce17-4de8-b2cd-fdaa86674d22/bluesky-logo.jpg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/0019fc09-cd2f-4255-ae0b-871accba5ad1/COGS-Colour-Logo.png Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/f8cf6330-68f8-451f-a97a-3e6582edc77a/5e7ecaff6d8e69369101416c.jpeg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/1917d0bc-9502-420f-8a6e-0d90bae26647/47073700_358887991346771_6840141671246594048_n.jpg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/93efdb1c-9d94-4ce3-8f0c-b0bb248d01e9/b659416d-8836-4665-90f7-a4db011be874-800.jpeg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/40cabec0-2f28-47e3-bb4a-3a50ed1e3231/277171890_5738152869544411_3930739869559215918_n.jpg Our Supporters https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/413b37a4-b41a-488b-9573-d448d3dd87f2/2017-06-09-002021.456412image.jpg Our Supporters - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/4249b885-f765-4f68-bbe9-7166b3adcc82/Lottery-Grants-Board-logo-Colour-JPG.jpg Our Supporters - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/cb8f28ed-a71b-4b04-be9c-f5bd9ba1752b/FN-Logo-Full-Colour-RGB.jpg Our Supporters - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://phbs.org.nz/about/faq daily 0.75 2026-02-03 https://phbs.org.nz/referral daily 0.75 2022-05-09 https://phbs.org.nz/about/resources daily 0.75 2026-02-02 https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/92f27ee4-913d-464f-9d49-e6148e1b96bd/Debtfix%2BYour%2BMoney%2BMatters.png Resources Debt Fix give free phone based expert advice regarding insolvency and partial payment arrangements. They can assist to supervise a Debt Repayment Order or a Creditor Proposal (this requires documents lodged in Court). https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/5418873c-9208-4887-a291-0a44e4c873ed/cropped-Sowers-Logo-1-e1619061773614.png Resources Provides social work support and youth workers. They run parenting programmes and provide grief and loss support for those who have experienced someone close to them that has suicided. As well they have a monthly clothing co-op, a boxing and fitness group for youth as well as other youth development groups. They do so much more than this – contact them to see if they can help you and your family. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/8ac12308-370c-4858-84aa-bd5d307dfd03/og.png Resources Offer interest free Debt Relief Loans up to $3,000 to assist people getting out of high interest loans. They loan Asset Building Loans up to $2,000 to enable dental work and purchases that improve a person’s life (can only have one loan at a time with them per family). https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/aac4c93a-077f-4394-94ff-e990116031fd/GRG+Logo.jpg Resources They aim to provide a community where grandparents are empowered to raise resilient and healthy young children. They do so much – education and training, financial support for caregivers, legal support around family court and legal aid, advice and advocacy, respite – camps for kids. Call them – you won’t regret it 0800472637. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/25c8513d-5cda-4edc-9a27-aa61438fcdbe/FSM+Logo.jpg Resources Offer parenting programmes including a programme for fathers and incredible years. They provide a free home visiting programme that focuses on improving children’s growth, health and relationships. https://images.squarespace-cdn.com/content/v1/6212f121abed85708d4d819c/68e73341-e691-476d-a3bb-00ee64d71d82/Youthline+Logo.jpg Resources Provide counselling and mentoring support along with assistant around helping you become employment ready. They have a number of groups that you can jo8int including Good2Great which is a school based life programme providing tips and tricks around navigating some of life’s tough challenges. Phone counselling: 0800 376 633 or text 234 or email: talk@youthline.co.nz https://phbs.org.nz/catchment daily 0.75 2026-03-10 https://phbs.org.nz/catchment-1 daily 0.75 2026-02-03