Is Your Debt Increasing and Getting Out of Control?

We can work with you to stay on top of your loan by providing effective debt solutions. We can give you support or work on your behalf to get realistic arrangements with creditors.

Friendly access

– Wheel chair accessible

– Service dogs welcome

– Home visits by appointment

– Cantonese, Mandarin and Indian speaking staff

Our Service Is Free For Everyone

Want to Save Money?

Our Financial Mentors can help you to develop a strategic plan to reach your savings goals.

MoneyMates Program

This is a free 8-week program for anyone who wants to improve their money management skills.

Paying Off Your Debt?

We offer support through a face to face meeting with one of our financial advisors.

Pakuranga And Howick Budgeting Services

Setting-goals-financial-help-service

We are a charity group that helps people to develop their money management skills and turns difficult situations into success stories. 

We work with individuals, couples and families, who are struggling with their finances or are wanting to understand how to save money. We do not work with businesses.

Our service is free for everyone. It doesn’t matter where you come from or if you are local or international, everything is confidential and non-judgemental.

 

 

Testimonials

“PHBS is a very reliable and efficient service. They helped me to see where my money was going and identify opportunities to save. I felt very comfortable sharing my situation with them because they are very positive and non-judgemental”

“I am pleased I came to PHBS, they helped me to create a plan of action and a weekly cash flow, really helps me to manage my small income and improve my lifestyle.”

"Thank you for providing a safe, friendly, relaxed and totally stress-free environment. I could not have done this without you, thank you for all the support to Pakuranga and Howick Budgeting Services"